What Is Asset Finance?

Asset finance is a type of finance used by businesses to obtain the equipment they need to grow. It usually involves paying a regular charge for use of the asset over an agreed period of time, thus avoiding the full cost of buying outright. The most common types of asset finance are leasing and hire purchase.

What is 'Asset Financing?

Asset financing refers to the use of a company’s balance sheet assets, including short-term investments, inventory and accounts receivable, in order to borrow money or get a loan. The company borrowing the funds must provide the lender with security interest in the assets. This differs considerably from traditional financing, as the borrowing company must simply offer some of its assets in order to quickly get a cash loan.

What Does It Cost?

The cost of Asset Finance in whatever form will depend on the nature of the asset and the term over which the loan is taken.

Cashflow Restructuring can introduce you to and negotiate a loan that best fits your business.

is security required?

Yes, lenders will normally require some security over your company’s assets and sometimes a personal guarantee to support the lending.  Usually lenders take some security over the asset that they are lending against.

how do i find the right finance company?

All finance companies are different. Cashflow Restructuring specialises in finding a funder that best suits your business. Why waste time trawling the internet in the hope of finding the right partner when Cashflow Restructuring, as independent brokers, have access to a whole market of finance companies which we can compare to ensure that you find the best for you.